Electronic Consent and Disclosure
Last Updated: March 5, 2025
CRE Loan Scout LLC ("we," "us," or "our") provides this Electronic Consent and Disclosure ("E-Consent") in compliance with the federal Electronic Signatures in Global and National Commerce Act (ESIGN Act), 15 U.S.C. ยง 7001 et seq., and applicable state electronic transaction laws. By using our website and services, you consent to receive disclosures and communications electronically.
1. Scope of Consent
You consent to receive electronically all disclosures, notices, agreements, and other communications that we are required or choose to provide to you in connection with:
- Your loan application and any resulting loan or financial product
- Our Privacy Policy, Terms of Use, and other legal documents
- Marketing communications (where you have opted in)
- Account updates, alerts, and service-related messages
2. Types of Electronic Communications
Electronic communications may be delivered by:
- Email to the address you provide
- Posting on our website
- Secure message through our online portal
- SMS text message to the phone number you provide (where applicable)
3. Hardware and Software Requirements
To access and retain electronic communications, you must have:
- A computer or mobile device with internet access
- A current web browser (e.g., Chrome, Firefox, Safari, Edge) with JavaScript enabled
- Sufficient storage to save or print electronic documents
- An active email address
We may update these requirements and will notify you of material changes.
4. Withdrawal of Consent
You may withdraw your consent to receive electronic communications at any time by contacting us at [email protected] or (973) 587-2399. Withdrawal of consent will not affect the legal validity of any electronic communications provided before withdrawal. If you withdraw consent, we may terminate your access to our services or require you to receive communications by mail, which may result in delays and additional fees.
5. Requesting Paper Copies
You may request a paper copy of any electronic communication by contacting us. We may charge a reasonable fee for providing paper copies. We will provide the paper copy within a reasonable time.
6. Updating Your Contact Information
You must keep your email address and other contact information current. To update your information, contact us at [email protected]. If we are unable to deliver an electronic communication because your contact information is incorrect or outdated, we will deem the communication to have been provided.
7. Consent to Electronic Signatures
You agree that your electronic signature (including typing your name, clicking "I Agree," or similar actions) has the same legal effect as a handwritten signature. You agree that electronic records of your consent and transactions will be admissible as evidence to the same extent as paper records.
8. Consent to Third-Party Lenders
When you are connected with a lender through our service, that lender may also require your consent to receive electronic disclosures and communications. Your consent to us does not constitute consent to any third-party lender's electronic disclosure requirements. You must review and accept each lender's terms separately.
9. Copies of Disclosures
You may print or save a copy of this E-Consent and any other electronic disclosure for your records. We recommend that you retain copies of all important documents.
10. Contact Information
CRE Loan Scout LLC
1624 E Catalpa St
Springfield, MO 65804-0202
Email: [email protected]
Phone: (973) 587-2399
